Price of car insurance who have CLEAN records.

[Diablooffire03]

Just wanna here what some of you guys are paying for your insurance with a good record and not under mommy and daddy's policy.

I have insured currently a 94 grand am just liability, and 97 GS-t with liability only, and just through a lexus IS300 on there with full coverage and cheap deductables for $2,600 a year for all 3 cars. I couldn't believe it I'm 20 Years old and use GEICO.

[gtluke]

86gt, 91vr4, 01accent full coverage, the galant being the most expensive of the bunch. i'm at about $2,100 a year

[atc250r]

1996 Dodge Ram 4x4 = Full Coverage
2005 Suzuki Forenza = Full Coverage
1991 Galant VR-4 = Minimum Liability

$1640 per year from www.esurance.com (http://www.esurance.com) and that's $600 per year less than Geico was charging me. Living in NY, being over 30, married, and a homeowner all make it cheaper though. Oh, and my license is spotless.

John

[quasimondo]

90 Talon AWD, liability only, $450/6 month policy with Geico

[CollegeDropout]

2001 maxima, full coverage. 800 a year with state farm under daddy's name :P

[Adriano]

95 talon I pay $386 for six month with Geico. I'm 24 with a clean record.

Adriano

[shane]

i pay 3100 a year for my 2000 audi a6 2.8q. thats with allstate 100% clean driving record. gieco wanted 4800!!

EDIT: that is full coverage, im 21 under my own policy

[BigT]

yikes. under mommy and daddy's policy i'm at 2400 a year full coverage on the eclipse.

[EclipseMblue]

GEICO wanted 2,300 for a full covered evo8 and firstgen gsx with 500deduct on everything but as of right now im getting raped in the ass with state farm for 2,800 on my gst/Altima a year full coverage 500deduct. 0points with driver training

[NJGSX96]

31, my own policy with Liberty Mutual.

2006 Nissan Frontier Crew Cab - Full coverage
1994 Lotus Esprit S4 - Full coverage

I pay $2121 per year.

[Nate Crisman]

I pay $980/year for full coverage on 03 evo and liability on 95 saab 900. Married couple, both 27, 2 drivers, no points.
New Jersey Manufacturers ins co.

adding my 90 talon as a "weekend car" only brings it up about $100 a year.

[95RedRS]

90 Talon AWD, liability only, $450/6 month policy with Geico

Mondos' car for ME is 2k with progressive. Just Liablity.

I'm 19 on my own poilcy

[twizzle]

02 325i, 4pts, mommy and daddys, ~4000$/year. full coverage.

[Monger]

30, 3 cars (89 wrangler, 92 vr4, 97 Teg), 19 points but clean for 3 years $500 a year with AIG, basic liability,

[LadyTSi]

28 3 cars ( 98 Astro (full) 88 Rx7 T2 (lia.) 92 Tsi Awd (lia.) NO points $700 a yr with USAA :D

[Greg97GSX]

29

2003 TLS - full insurance, $200 deductibles, no fault policy
xxxx XXXXXXXXXXXXXXXXX - full insurance as of Saturday , same coverage as Acura.

will be 1800 a year not including dividend check at year's end (NJM) 0 points :)

[twizzle]

damn, XXXXXXXXXXXXXXXXX's are amazing cars. lol

[Greg97GSX]

Can't say anything until I take delivery. Don't want to jinx anything :)

[mns95gst]

95 gs-t (full coverage) $570 a year. Mommy and daddys policy Hight point, formerally prudential

[rotorocker]

I'm still under mommy and daddy at 21(but i still pay it). every car ive owned (v-8, v-6, rotary, and 4 cylinder). every car has had just liability and has always been $1200 a year. These include both red and yellow cars. I have also lost my license due to speeding tickets a couple years back and insurance still has never changed. No accidents. This is with Prudential High Point insurance. It makes no sense to me at all but whatever. I just got a high gpa so im gonna save about 5% or whatever crappy little bonus they give you.

[CHRIS]

my own policy, 21years old, 10 points, $2100 a year on assigned risk to All-State
93 Turd AWD, minimum liability, discount for automatic seatbelts

[mike radowski]

I thought I was doing good at $500/mo :shock:

[95RedRS]

wait theres a discount for automatic seatbelts.


SWEET!!!

[billios996]

I'll tell you when I transfer my policies to PA :P

[helite99]

23, own plan 97 GSX Full coverage, and really really good coverage at that, 250 dec. 4 points and some other random shit 2 accidents at 17... just went down to 1400 6 months with gieco

[T_K]

23 but got a US license a few months ago, $1250 or something 6 month geico own minimal coverage policy.

[Diablooffire03]

Damn. There always seems to be some company cheaper than the other no matter what. I threatened geico I was gonna change to all state and boom geico discounted me a little over 500 a year cuz they wanted to keep me. They rape you no matter what.

[Newdamagenyc]

I pay 1400 a year with Geico for full coverage on a '97 GSX. $500 deductibles and I have a clean license.

Over 30, single, not a homeowner and I've been known to kick puppies and pee in the shower.

[rotorocker]

HAHAHAHAHAHA shower pee'er!!! my roomates flipped out when I even mentioned the topic

[steveVR4]

91 GVR4 liability
03 Odyssey full coverage

about $1500 a year, clean record, NJ CURE

[Bean]

29 - 3 cars - 06 Evo IX- Full Coverage
- 03 Dodge Ram 1500 - Full Coverage
- 92 Talon - Basic

$2,600/yr- 2pts- Allstate

[gtluke]

bean (and some of you others) you should see if your insurance company will give you collector insurance on your talon. because you are over 25 and have another car registered in your name you can register your talon as a collector car in NJ. usually this means you can do a agreed value with your insurance company on the car, and usually its dirt cheap. so you can say your car is worth $10k and be covered,
but the main advantage is NJ collector inspection. you just have to show up at the inspection station for an odometer reading every 2 years. they don't look at anything else, you pull into the back of the station.
but your insurance has to give you a limited milage policy that states you drive it less than 3k miles a year, you have to show them that proof of limited milage insurance also.

pretty sweet of NJ to give us this options. but the insurance companies are sometimes a pain to give you the plan.

[Bean]

Luke,

I got my Talon registered as a collector this summer. It is a pretty sweet deal, on thing that sucks is that you have to go to DMV to renew your registration. You can't do the collector reg. online. On my insurance it is just down as a car that is only driven less then 7500 miles a year.

Bean

[gtluke]

awesome.
for some reason though now that you say that, i vaugely remember already saying this and i think you told me that. probabaly in the last insurance discussion. maybe it was someone else i was talking too. i shouldn't repeat myself so often :) i suck haha
-luke-

[95RedRS]

Mine just went down 93 bucks a month fro the RS to the Talon.

i dont' get it...faster and better...yet less expensive.

I'm not complaining.

[twizzle]

what you payin a year?

and i dont get your sig.

[95RedRS]

2100 a year for liabilty...it was 2600 for the RS.

and my sig is the talon i am working on and when my rs blew up...So i push them not drive them.

But that shoudl be fixed tommorrow

[twizzle]

damn thats alot just for liability, makes me feel like im paying pennies. i got your sig, but it doesnt make sense, grammatically.

[Greg97GSX]

Luke,

I got my Talon registered as a collector this summer. It is a pretty sweet deal, on thing that sucks is that you have to go to DMV to renew your registration. You can't do the collector reg. online. On my insurance it is just down as a car that is only driven less then 7500 miles a year.

Bean

I just got my "new car" insured as a collector as well, 6k miles a year or less. All they do at inspection is check the mileage :)

[95RedRS]

i was nvr one for good grammer.

[DSMmaniac_Big_O]

1190 a year/ 595 every 6 months, and continuing to drop... :D
22, my own policy
Last ticket : 15mph over in 2004
(last serious ticket was 2002){but they don't know that :lol: }

reads on my INS: 92 eclipse Turbo
148k on the od
Drive Ins from Progressive... I was paying 18/yr with AIG
under my dad in NJ... :evil: